Credit Hire

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Credit hire generally means the supply of a replacement vehicle to someone involved in a car accident when they are apparently not at fault, on the understanding that the costs will be covered by the at-fault driver’s insurer. The problems typically arise when the credit hire company can’t recover the costs from that insurer.

Over the last 20 years we have represented both claimants and defendants in all types of credit hire claims, from small claims to substantial multi-track matters. We can help with every stage from pre-issue advice, drafting proceedings and Part 18 Questions to representation at trial and appeal.

Our team has considerable experience in all the familiar areas of credit disputes as well as some of the more unusual, including:

  • Enforceability of agreements
  • Exempt/non-exempt and collateral agreements (Consumer Credit Act)
  • Cancellation of Contracts Regulations
  • Insurance policies
  • Fraudulent claims
  • Cycle bike claims
  • Taxi Hire claims
  • Need and reasonableness
  • Prestige vehicles
  • Mitigation of loss
  • Duration of hire and delay
  • Impecuniosity
  • Basic hire rates
  • Additional charges
  • Courtesy vehicles
  • Storage and recovery
  • Credit repair

Members of our team are at the forefront of credit hire legal issues and we are often asked to provide training, lectures and mock trials to keep solicitors and claims handlers up to date. We are also always willing to provide informal and timely advice by phone or email.

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